【新唐人2013年11月30日讯】“老有所养”是生活在社会中的每一位公民的基本要求。但是日前，大陆媒体证实，今年在中国已经有3800万人放弃缴纳养老保险，还有一些人中断了自己的社保缴费，这到底是为了什么？请看以下报导。
10月底，中共国务院总理李克强参加一个会议时透露，在参加了城镇职工养老保险的3亿多人中，今年累计有3800万人中断缴纳养老保险费用。而9月份，在“2013中国养老金国际研讨会”上，“中国人民大学公共管理学院”教授李珍也曾指出，在“人力资源和社会保障部”做的一项调查中，有23%的工作人口中断了养老保险缴费。
为什么会有这么多人放弃、中断了养老保险的缴纳呢？
山东农村居民田女士：“参加这个保险就是明明是到期了，他也不给你钱，你今天去使（钱）他找这样的借口，明天他找那样的借口，老是找借口，所以我们就退，不用他保险了。”
在中共体制下，除了工作单位会为员工缴纳一定的保险费用外，个人仍然需要缴纳一定数额的费用，对于一些低收入的家庭来讲也是不小的数目。
中国金融智库研究员巩胜利：“中国的保险和美国、欧洲法治国家的保险都不同，就是个人要交相当一部分，中国的城市人口里面，有很多生存都困难，他从哪里来交这份钱呢？生存都没有办法进行了，他怎么拿得出来呀？”
据了解，在中断保险中，流动性的务工人员占据了很大比例。按照中共的社保制度，各省之间、和各地之间的养老保险、社保等是无法转移的，所以，很多外来务工人员回老家，大都选择了中断社保。
此外，中共在十八届三中全会后，推出了延迟退休年龄政策。也就是，男性退休年龄由现在的60岁延迟到65岁。
“北京天则经济研究所”副所长冯兴元认为，因为环境污染严重，毒食品也多，很多中国人的健康是靠药物来维持，如果推迟退休的年龄，很多人担心自己的身体坚持不到。
北京天则经济研究所副所长冯兴元：“如果提高退休年龄，有些人身体不太好的话，买养老保险就没有意义，还不如直接花掉，直接自己存在外头再花掉，因为养老这方面的增值估计也会有限的。”
除此之外，大陆的养老金本身也是问题重重。据“社科院世界社会保障研究中心”主任郑秉文测算，2001年到2011年间，基本养老金因通货膨胀“缩水”近6000亿元。
中国社科院“世界社保研究中心”此前发布的《中国养老金发展报告2012》显示，截至2011年12月底，中国城镇职工基本养老保险个人账户记账金额约为2.5万亿元，但实际上账户里坐实的仅有2,703亿元，个人账户空帐已超两万亿。
巩胜利：“像美国的社会保障体系，它是在每一个国民自己的一个账户里面的，但是中国的不同，它叫中国社会保障基金会，钱全部在那里面，是官方控制的。它对股市做了投资，在其他方面的产业做了投资。进入中国资本股市以后，股市跌掉了三分之二以上，钱都亏进去了。”
中国企业顾问、经济学者何军樵在接受美国《希望之声国际广播电台》采访时表示，中共体制是万恶的根源，它把百姓的血汗钱侵吞后，现在还想用延迟退休、以房养老等计策，再从人民身上搜刮，如果这种不平等的体制不打破的话，中国人养老金的问题永远也不可能解决。
采访编辑/田净 后制/黎安安
Why Do 38 Million Chinese Give Up Their Pension?
Being looked after is a basic requirement for every citizen.
But recently mainland media verified that 38 million
Chinese have discarded pension insurance this year.
Some Chinese stopped their social security contributions.
Why is that? Please see the report.
Chinese premier Li Keqiang said in a conference at the end
of October that 38 million out of the 300 million people who
had old-age insurance for urban workers suspended their
payment this year.
Li Zhen, professor at School of Public Administration, Renmin
University, pointed out at the Sept, 2013 China Pension Forum
that a Human Resources and Social Security survey showed
23% of the workforce stopped paying pension insurance.
Why did so many people discard
or stop paying pension insurance?
Mrs. Tian, rural resident, Shandong Province: “This insurance
doesn’t give you money back when it is the time.
It gives you this and that excuses every time. Thus we give it
up. We don’t buy that insurance any more."
Under the Chinese Communist Party (CCP) system, the work
unit pays part of the pension insurance, and the individual
pays the other part, which is a lot for low income families.
Gong Shengli, a researcher in China Financial Think Tank,
“China’s pension insurance is different from the US and
some Europe countries ruled by law.
Chinese pension insurance requires
individuals to pay a big portion of it."
A large number of urban population have difficulties in living.
Where do they get money for the pension insurance?
How can they afford it when they struggle with living costs?
Accordingly, there is a large portion of mobile staff
in China’s insurance industry.
According to China’s social security system, one can not
transfer pension insurance between provinces.
Thus, many migrant workers discarded their
pension insurances when they move back home.
The CCP’s Third Plenum made the decision of postponing the
age for retirement, meaning males retirement age is postponed
to 65 from 60.
Deputy director of Beijing Unirule Institute of Economics,
Feng Xingyuan, believes that many Chinese rely on medicine
to maintain health because of the heavily polluted environment
and poisoned food.
Feng said if the retirement age is postponed, many people
worry that they can’t live to get the pension.
Feng Xingyuan: “If they raise the retirement age, a pension
won’t be meaningful for many people who’re in bad health.
They’d rather spend the money now or put the money in a
saving account for later, as the raise of pension is very limited."
The pension in Mainland China is full of problems.
According to World Social Security Research Center at
Chinese Academy of Social Sciences, China’s pension
lost 600 billion yuan due to inflation from 2001 to 2011.
Recently published 2012 China Pension Report shows that
the bill of city worker pensions was 2.5 trillion yuan by Dec.
2011, but in fact, the balance was only 270 billion yuan.
Empty individual accounts exceed 2 trillion.
Gong Shengli: “In the United States, every citizen has a
pension account of their own.
But China has a social security foundation that has everyone’s
pension in it, which is controlled by the government.
(The government) invested the money in stocks and real estate.
When the stock market dropped more than ⅔,
the government lost the pension money in it."
Chinese economist and business consultant, He Junqiao, told
Sound of Hope radio station that the CCP system is the root
of all problems.
The CCP embezzled all the money from people, and now it
wants to postpone the retirement age to keep on getting
money from people.
If such an unjust system is not broken, China’s pension
problem will never be solved.
Interview & Edit/TianJing Post-Production/LiAnan
