【新唐人2013年03月20日訊】理財顧問在美談投資公共秘訣

曾錚：讓我們直接進入今天的主題。如果我有50萬或100萬美元在美國投資，有哪些選擇？

基恩：巴蒂爾和我在理財業有19年的經驗。我們提出具體建議之前，都會坐下來了解客戶需求,他們的中期和長期目標。根據多項參數，例如，投資期限、個人風險承受能力等，提供投資方案，把資金放在多種資產類別上。資產的多樣化，更能針對客戶需求，而且要減少市場波動，提高投資回報。

曾錚：我們知道，貴公司在金融危機兩年後，於2010年上市。當時，很多大牌公司已經破產，向政府求救。你們成功的秘訣是甚麼？

巴蒂爾：成功的主要原因之一，我們是獨立的諮詢顧問，以客戶的最佳利益為主。不是非得賣所謂的“金融產品”，也不是以公司利益為主，所以我們的業務一直在增長。

曾錚：我們知道，近年很多中國人來美國購買物業，把美國作為投資的避風港。除了投資置產，還有甚麼其他選擇？

基恩：你說的對。美國房地產市場一直被看作是較安全的，應該是亞洲和海外客戶的“避風港”。我們是第一個意識到，把部分資金，我強調“部分資金”投資到特定行業受益的公司。當我們早期擴大業務時，投資多樣化的益處是顯而易見的。因此，肖恩和我，當我們坐在下來，了解客戶中期和長期需求時，我們是第一個提倡投資分配益處的，投到市場的其他領域，其他資產類和使用其他策略，例如商品交易，在過去的幾年中做的很好，由於石油價格的原因，稀有和不稀有金屬，等等，管理期貨,籃子貨幣，讓我們達到我們一開始的目標，就是減少投資波動性，隨著時間的推移，提高投資的回報率。

曾錚：你能說出你覺得今年會做的更好的幾個行業嗎？

巴蒂爾：我們現在看到是全球人口的老齡化問題。人口老齡化讓我們把焦點放在生物技術和醫療保健領域。我們在這不給任何直接的建議。但是，我們告訴你這些領域是我們的目標。我們也在關注美國石油管道系統，政界也有大量的爭論，你也看到了很多理財業經理也在談論它。在未來幾年，這將是一個有趣的投資領域，因為在我看來，石油管道和早年的鐵路非常相似。在未來，存有現金的客戶，會使橙汁成本上漲，咖啡成本上漲，食品成本上漲。如果你現在去任何國家，政府將盡力避免石油和食品的大幅上漲，但我們知道，現實中，對大多數美國人或世界各地的其他公民來講，最貴的東西是甚麼？是石油和糧食。

曾錚：謝謝你。

巴蒂爾：謝謝你給我們這個機會。

基恩：謝謝。

Jennifer Zeng: So let’s go directly to the point today. If I have half a million or 100 million to invest in the US, what are the choices for me?

Gene: Shane and I have been doing this over 19 years each and over many years, before any specific recommendation would be made, we would like to sit down and just to uncover more needs as far as what the client is looking to accomplish on the intermediate and more important long term basis. So based on the multiple parameters like the time frame, client’s individual’s risk tolerance and many other factors. We will accommodate and diversify portfolio representing multiple asset classes and by diversification of those assets again to meet specific client’s needs and we are going to reduce the volatility and actually increase performance.

Jennifer Zeng: We all know that LPL became public in 2010, that is two years after financial crisis for the crowd. At that time, a lot of other big players have gone bankcrupt and have to be bailed out. So that is the secret of the success behind LPL?

Shane: I think one of the major successes is we are in a position where we’re independent advisors and we act in the best interest of our clients, which means we don’t get caught up selling what we called “proprietary products" or pushing a firm’s agenda, that’s why we have grown consistently.

Jennifer Zeng: We know in recent years, a lot of Chinese people coming to US to buy properties in US, regarding US as safe haven to park the money. So apart from buying the properties, what are the other choices?

Gene: It is such a great point, absolutely Jennifer. The United States real estate market has been considered to be as safer as should be “safe haven" among our Asian and overseas clients. We are the first to recognize the benefits of putting some, as I stress the word some of their funds into that specific sector. However, as we expanded earlier, the benefits of diversification is clear. So Shane and I, while we sit down and review client’s needs, you know, on a intermediate and long term basis, we would be the first one to preach the benefits of diversification in the other area of the markets, other assets of the classes and other strategy, such as commodities, for example, that have done tremendously well over the last few years, because of the oil prices, you know precious non-precious metal, so on and so forth, manage the futures, baskets of currencies, it allow us to accomplish what we are trying accomplish to begin with, which is reduce client portfolio volatility, and over time improve the performance of those investments.

Jennifer Zeng: Will you be able to name a few sectors which you feel would do better or do well this year?

Shane: What we are looking at is we see an aging population worldwide. And that aging population is having us really key in biotechs and healthcare sectors, and we are not giving any direct recommendations. But what we are doing is that we are telling you those are the areas that we are targeting. We are also looking at the pipeline in the US and we need a lot of political theater and you’re also see a lot of money managers actually talk about it. That will be an interesting area for investments over the next a few years, cause that pipeline in my opinion will be very similar to the rail road in the early years. In the future, clients sitting in cash, would inflation cost of orange juice up, the cost of coffee, foods up. If you go to any country now, the government would strip out the oil and food, but we know, realistically, what is the most expensive thing for most Americans or even most citizens worldwide? It is oil and food.

Jennifer Zeng: Thank you.

Thank you for having us.