【新唐人2011年10月31日讯】被称为中国大陆金融管理三驾马车的银监会、证监会和保监会，最近全部易帅。3位继任者，将面临巨额地方债务、信贷泡沫破裂、诚信缺失等一系列挑战。普通民众对这一任命骂声不断，评论人士则指出，大陆金融业是为中共服务的，更换主管并不能解决根本问题。
10月29号，大陆官方宣称，中国证监会主席尚福林将转任中国银监会主席，建设银行前董事长郭树清接任中国证监会主席，农业银行前负责人项俊波将担任中国保监会主席。
长期以来，中国大陆股市，官商勾结、内幕交易等现象比比皆是。3位新任金融界主管都具有博士学位，可以归为学者型的官员。媒体评论希望他们能给大陆金融业带来转机。
时政评论员陈志飞表示，大陆金融完全受控于政府。实际上，大陆金融的最高决策机构并不是银监会、证监会、保监会，而是中共中央财经领导小组，小组的主要人物是中共的几个常委，尚福林等3人并不是小组成员。中共是把金融作为“党务”来管理的。
陈志飞：“这几位表面的，证监会、银监会、保监会的主要的官员，有什么样炫目的学历，实际上它对体制的运作起不到任何的作用。因为，最高的决策部门掌握在中共最高的党务部门手里，他们可以通过共产党的需要来制定经济政策。”
根据国家审计署公布的数据，截至去年（2010年）底地方政府债务高达10.7万亿人民币。《路透社》中文网指出，民间高利贷等地下金融系统带来的风险也是新任主管必须面临的挑战。而另一方面，央行最新数据显示，截至9月末，大陆的外汇储备已高达3.2万亿美元。
大陆企业观察员何军櫵认为，当局目前进行房地产调控，地方政府土地财政收入减少，于是地方政府发行债务，开拓财路。
何军櫵：“我很担心，地方政府有了这样一个权力（发行债务）以后，究竟地方债务债券会发到什么样的一个情况，将来怎么样去兑现，我实在是没有多大的把握。但是另一方面，我们拥有如此强大的外汇储备，却把我们的这样一个宝贵的资金，支援了美国、支援了欧洲的经济建设，这个我实在是看不懂。”
另外，在美国上市的中资企业的会计丑闻，也是证监会必须要面对的难题。
在此之前，英国《金融时报》中文网报导，很多在海外上市的中国公司被指涉嫌欺诈、会计造假或其他方面的问题，过去一年，就至少20家在美上市的中国公司股票，因审计师辞职或会计问题而被纽约证交所(NYSE)停牌或摘牌。
陈志飞：“这其中暴露的问题，表面上看一个技术问题，实际上还是一个道德问题，它是整个中共治下的一个普遍的制度问题。不管你是在哈佛拿到的什么学位，有多少令人炫目的头衔，或有什么理论上的一些建树，道德问题如果彻底崩溃的话，这些人的才智是毫无施展余地的。”
中共媒体号称新任银监会主席尚福林，是颇具“中国特色和政治智慧的监管者”。而互联网上，深受大陆股市之苦的普通民众则把这句话解读为：中国特色就是贪婪，政治智慧就是独权。网民嘲讽说，尚福林在证监会期间为中国股市创造了世界第一、圈钱第一、跌幅第一。
新唐人记者易如、李谦、葛雷采访报导。
New Financial Directors Will Not Stop the Crisis
The so-called China’s financial troika, China Bank Regulatory Commission (CBRC), China Securities Regulatory Commission (CSRC), and China Insurance Regulatory Commission (CIRC), are changing their leaders.
All three successors will face a series of challenges,
such as huge local debt, credit bubble burst, and distrust.
Many Chinese criticize these changes of appointment.
Commentators do not believe such changes will solve
any fundamental issues since the Chinese finance industry is only at the service of the communist party.
Reporter:
On October 29th, China announced Shang Fulin, the chair of China Securities Commission, has been appointed the chair of China Bank Regulatory Commission (CBRC).
Former chairman of Construction Bank, Guo Shuqing, was appointed chairman of China Securities Regulatory Commission (CSRC), and former head of the Agricultural Bank, Xiang Junbo, will serve as Chairman of China Insurance Regulatory Commission (CIRC).
Upon learning that the Governor of Calif. was coming to visit,
For a long time, collusion between officials and the businesses, and insider trading are widespread phenomena in China’s stock market.
All three new finance directors have doctorate degrees, and are classified as the so-called scholar officials.
Media hope they will bring a turning point to the financial industry.
Chen Zhifei, a current affairs commentator, said that
China’s finance is entirely controlled by the government.
The final decision maker is not the CBRC, CSRC or CIRC,
but the Leading Group for Financial and Economic Affairs constituted by a few Party Committee members.
The three newly appointed financial directors are not members of the Leading Group.
The CCP is in fact managing the finance as the party’s business.
Chen Zhifei: “These CSRC, CBRC, CIRC key officials are only superficial.
They have somewhat dazzling degrees which,
in fact, will not have any effect on the institutional operation.
The highest party authority decides and
controls the economic policy based on the party’s need."
National Audit Office data showed, as of the end of last year
(2010), local governmental debt was as high as 10.7 trillion yuan.
The Chinese “Reuters" indicated that risk associated with an underground financial system such as civil usury is another challenge the new directors must face.
On the other hand, the latest central bank data showed that
as of the end of September, the mainland’s foreign exchange
reserve was up to 3.2 trillion U.S. dollars.
He Junjiao, the mainland enterprises observer, believes that
the recent real estate regulations have decreased local
government land revenue, therefore local governments are
allowed to issue bonds to bring in revenue.
He Junjiao: “I am very much worried. With such power (to
issue bonds), regarding how local government is going to
develop and pay back, I really don’t have much confidence.”
On the other hand, we have such strong foreign exchange
reserves, these valuable funds are used to support the U.S. and
to support economic development in Europe; that I really don’t understand."
In addition, the CBRC will have to face the accounting scandals
of U.S. listed Chinese companies.
Previously, the British Financial Times-Chinese reported that
many of the overseas listed Chinese companies are accused of
fraud, accounting fraud or other problems.
Last year, there were at least 20 U.S. listed Chinese companies
that were either suspended or delisted by the New York Stock Exchange because of resignation of auditors or issues of accounting.
Chen Zhifei: “This exposes what appears to be a technical
problem on the surface, but in fact, it’s a moral issue, it’s a
common systematic problem under the rule of the communist party.
No matter if you have a Harvard degree, a number of
compelling titles, or some theoretical contribution,
with a total collapse of morale, there is no room for anyone
to display his intelligence."
Chinese media refer the new Banking Regulatory Commission Chairman Shang Fulin as a “supervisor of Chinese characteristics and political wisdom.”
On the Internet, people who suffer from the mainland stock market interpret the statement as, “The Chinese characteristics of greed,
the political wisdom of autocracy.”
Internet users mock that Shang Fulin has helped the Chinese stock market become the world’s first during his term in China
Securities Regulatory Commission;
First in misappropriating, and first in falling stock.
NTDTV reporters Yi Ru, Li Qian and Ge Lei
